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Yahoo Finance Live: Daily Market Coverage - July 13, 2026 3PM - 5PM (ET)

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TL;DR

Stock markets tumble as Treasury yields spike to 5.1% and geopolitical tensions escalate—Trump reimposing Strait of Hormuz blockade effective July 14, crude oil up 9%, while tariff refunds drain the US budget faster than tax collection.

Key Insights

1

Refunds outpacing revenuesTariff refunds hit $49.1 billion in June alone against only $23.6 billion in collected revenue—the second straight month refunds exceed collections, draining $70 billion so far with $96 billion more coming.

2

20% Strait toll announcementTrump announced a 20% toll on all Strait of Hormuz cargo starting July 14 at 4PM ET, positioning the US as the waterway's paid guardian—a dramatic shift from previous policy that forbade toll collection.

3

Extreme earnings optimism riskMicron's profit estimates jumped from $9 billion in 2025 to $83 billion in 2026 then $277 billion in 2027—expectations so optimistic they pose existential risk if actual earnings disappoint.

4

Meta selling compute capacityMeta's Louisiana data center cost exploded from $27 billion to over $50 billion for 5 gigawatts, yet CEO Zuckerberg says Meta will now sell compute capacity to competitors—justifying massive debt load as necessary.

5

Open models mass adoptionOllama hit 9 million monthly active developers and adds 1 million new installs weekly, with 85% Fortune 500 adoption of open-source models—signaling decisive shift toward local control over cloud AI providers.

6

Starship reusability unlocks valueSpaceX stock crashed below $140, near its $135 IPO price, but analyst Ron targets $235 if Starship reusability reduces launch costs to $50-100 per kilogram from today's $1,000-2,000.

Deep Dive

Market Rout on Rising Rates and Geopolitical Risk

Stocks sold off July 13 as the 30-year Treasury yield spiked to 5.1%—the highest level since May—triggering the kind of rollover that historically precedes equity declines. The Dow fell 144 points (0.25%), NASDAQ composite dropped 1.5%, and the S&P 500 fell roughly half that amount. Major tech names got hammered: Nvidia, Tesla, and Broadcom each down roughly 3%, Micron down 5%, SpaceX down 5%. The Philadelphia semiconductor index held above 12,000, but the sector's weakness weighed on the broader market. Surprisingly, Microsoft and Amazon actually gained, suggesting some flight to mega-cap safety. The one bright spot was energy: crude oil jumped nearly 9%—the biggest single day since May 2020—and the energy sector (XLE) soared over 3%, led by Chevron up 3%. Yet this energy rally couldn't offset tech's damage, signaling the market remains fundamentally nervous about the business cycle. The advance-decline line hit record highs, suggesting broad participation underneath the negative returns, but analyst Jared Blickley cautioned this was no sign of bullish sentiment: the cyclical trade that ties to economic growth remains broken, a troubling signal heading into earnings season.

Trump Imposes Hormuz Toll, Reshaping Oil Politics

President Trump announced via Truth Social that the US will reimpose a naval blockade of the Strait of Hormuz effective July 14 at 4PM Eastern, citing Iranian missile strikes over the weekend and refusal to return to peace talks. The shock move came with a 20% fee on all cargo transiting the waterway, positioning the US as the paid guardian of global shipping—a stark reversal from earlier statements by Secretary of State Marco Rubio that Iran must never charge tolls. Energy reporter Jake Connley noted WTI crude stands at $77 and change, surprisingly low given the blockade threat, but explained two factors cushioned prices: a multimillion barrel-per-day global surplus at conflict start and mysteriously weak Chinese imports after years of stockpiling. China's swing-buyer status means if buying resumes, prices could spike. Saudi Arabia is boosting its east-west pipeline to 7 million barrels daily and the UAE proposed a circumventing pipeline, but both remain in range of Iranian drones—a permanent vulnerability. Historically, the Strait had never closed until February-March 2026, prompting these diversification bids. The blockade's impact hinges on whether China resumes buying and how quickly alternatives ramp up, creating both downside protection and significant upside risk.

Tariff Refunds Explode, Blowing a Hole in Budget

Treasury data revealed a fiscal crisis building in plain sight: the US paid $49.1 billion in tariff refunds in June 2026 versus only $23.6 billion in collected revenue—the second consecutive month refunds exceeded inflows. These payments stem from the Supreme Court's February 2026 ruling that struck down Trump's blanket tariffs under the International Emergency Economic Powers Act, with refund processing beginning in late April. May saw roughly $20 billion in refunds; June's jump to nearly $50 billion signals accelerating drain. Approximately $166 billion in total eligible AIA tariffs remain, with only $70 billion refunded so far, meaning monthly deficits will persist through summer. The impact is staggering: the first nine months of fiscal 2026 produced a $1.4 trillion budget deficit, already exceeding the entire 2025 deficit, with projections suggesting full-year red ink could top $2 trillion. Refunds flow to a mixed bag of companies—shippers dominated early applications and passed funds downstream—but the government's cash burn is accelerating. Washington correspondent Ben Worko explained the refund machinery is complex and timing-dependent on initial tariff liquidation dates, but the trajectory is clear and unsustainable without spending cuts or revenue increases.

Semiconductor Stocks Stumble Despite Chip Euphoria

Chip stocks absorbed heavy selling despite CEOs and supply-chain insiders claiming demand remains insatiable. SK Hynix and Micron were knocked around in trading as profit expectations reached dizzying heights: Micron alone projects $9 billion earnings in 2025, then $83 billion in 2026, followed by $277 billion in 2027. Those numbers imply near-perfect execution and sustained AI tailwinds that history suggests rarely materialize without disappointment. Q1 2026 delivered a 29% earnings beat against 22-23% consensus, raising the bar even higher for coming quarters. Investment expert Kimberly Forest argued the smart play remains semiconductor and memory stocks as the infrastructure backbone of AI rather than the software layer, claiming LLMs will prove less transformative than smaller, targeted AI systems developed over the next five years. High-bandwidth memory may have structural advantages beyond AI due to universal speed demands. Forest's bullish stance on chips despite near-term volatility rested on the premise that AI infrastructure remains in early innings, but the gap between sky-high forecasts and actual results poses material risk if sentiment shifts.

Meta Doubles Down on AI Infrastructure, Eyes Compute Sales

Meta's Louisiana data center project ballooned from $27 billion announced in October to over $50 billion for a single 5-gigawatt facility—a staggering capital commitment requiring debt and potentially dilutive stock issuance. CEO Mark Zuckerberg justified the outlay by signaling Meta will now sell AI compute capacity to rivals, transforming the investment from a pure competitive cost center into a potential revenue stream. One gigawatt powers roughly 750,000 to 800,000 homes, placing the scale in perspective. Zuckerberg's pivot mirrors rivals' strategy of pooling infrastructure investments and sharing capacity, raising stakes for all players while betting massive capital on unproven demand at uncertain pricing. This move sparked investor concern but was contextualized by analyst Rebecca Waller as necessary risk-taking in a new technological frontier comparable to the dot-com era's excesses. The key difference: this time, the underlying demand for AI infrastructure is demonstrably real across Fortune 500 companies, though the pace of adoption and willingness to pay remain unknowns. Meta's ability to execute manufacturing and software while monetizing spare compute capacity will determine whether this $50 billion gamble produces returns or becomes a cautionary tale of frontier-era overinvestment.

Ollama Emerges as Open-Model Champion, Reshaping AI

Open-source AI platform Ollama raised $65 million and hit a milestone that signals a fundamental shift in AI infrastructure: 9 million monthly active developers, over 85% Fortune 500 adoption, and nearly 1 million new installs per week. Token usage doubles monthly on average over the last six months, suggesting exponential acceleration. CEO Jeffrey Morgan explained Ollama's appeal rests on two pillars: cost—models run anywhere from data centers to developer laptops—and control, the more important driver. Businesses increasingly demand keeping data local and maintaining decision-making autonomy rather than relying on cloud AI providers' black boxes. Ollama supports open models ranging from over 1 trillion parameters down to tiny systems running on laptops, offering flexibility proprietary players can't match. The rapid adoption rate and Fortune 500 penetration into regulated sectors like healthcare underscore that open models are no longer niche: they're mainstream infrastructure. This shift threatens proprietary cloud AI vendors' moat and signals developers and enterprises increasingly value sovereignty and cost savings over convenience. The trajectory—1 million installs weekly, doubling token usage—suggests open models could become the default development environment within 12-18 months, fundamentally rewriting AI's competitive landscape.

Takeaways

  • Monitor tariff refund outflows through summer; $50B monthly drains will force either spending cuts or higher deficits, creating fiscal drag on growth.
  • Watch Micron and semiconductor earnings closely—profit expectations jumped so dramatically that any misses could trigger sector rotation away from chips despite AI bullishness.
  • Track Ollama adoption and open-model growth as a bellwether of whether enterprises are moving away from proprietary cloud AI, which would reshape pricing power across the industry.
  • Starship's July 16 flight test will be make-or-break for SpaceX's $235 price target; success would validate reusability claims and unlock space-based compute markets.

Key moments

0:00Market decline amid rate spike

stocks are falling here ahead of a busy week on Wall Street with inflation data and earnings season kicking off

15:00Trump announces Hormuz blockade

President Trump on Truth Social saying that the US is going to be reimposing a naval blockade of the Straight of Hermuz

30:00Tariff refunds exceed collections

tariff refunds are outpacing tariff revenues

45:00Micron profit estimates jump

Micron profit estimates: $9 billion in 2025, jumping to $83 billion in 2026, then $277 billion in 2027

60:00Meta justifies $50B data center spend

Mark Zuckerberg spoke to Bloomberg about Meta looking into selling compute capacity

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